import pandas as pd # 忽略弹出的warnings import warnings warnings.filterwarnings('ignore') text=pd.read_excel('data/LoanStats_securev1_2019Q4.xlsx') text.head() id loan_amnt funded_amnt funded_amnt_inv term int_rate installment grade sub_grade emp_title ... num_tl_90g_dpd_24m num_tl_op_past_12m pct_